You may be offered ways to finance large purchases you make with Meta or other third parties.

Finance your Meta purchase responsibly

If you choose to finance a purchase you make with Meta rather than pay for the purchase all at once with a credit or debit card, consider your decision responsibly.

While financing a purchase may make it more affordable at the time you choose to make the purchase, remember that choosing financing as a payment plan option means you are taking on debt that you will be required to repay at a future date. And not being able to repay it may negatively impact your credit score.

Though these types of financing options allow you to spread out your payments over time, financing should not be used for unaffordable purchases.

Auto payment risks

You will be required to provide a debit card, credit card or bank accounts against which future payments will be applied. You may also be required to authorize autopay. Keep in mind that enabling autopay for your purchase may not cover associated fees and other expenses resulting from insufficient funds in your bank account, which can cause late or missed payments that result in overdraft fees or missed payment fees. If you decide to use a credit card for future payments, you may incur interest and fees from your credit card provider.

Purchase cancellation considerations

If you decide to cancel your purchase, you may be subject to certain payment plan terms and conditions that still obligate you to make the required payments before seeking a full refund for the original purchase.

Disputes and customer support

Meta does not offer any financing options. We are not acting as the broker or lender. These products and services are provided by our third party partners. We are not responsible for the third party financing options. If you have any disputes, questions or concerns regarding any payment plan option you have selected, please contact the third party partner whose product or service you are using.

Negative impacts of late or missed payments on your credit score

Late or missed loan payments may be reported to the credit bureaus and cause your credit score or history to be negatively impacted. Consider this carefully before you choose to finance your Meta purchase. It is up to the third party partner whose financing product you choose to determine whether or not they report late or missed payments.

Opting to finance your Meta purchase will not improve your credit score.

Financing fees

Before you choose to finance your Meta purchase, review the fee disclosures and terms and conditions of our third party financing partners carefully so you understand what fees will apply to the financing option you choose. Also, please ask for and understand your rights and responsibilities when choosing to finance your purchase. Meta does not charge any fees if you choose to finance your Meta purchase.

How we use your personal and financial information

For details on how Meta will use your information, please see our Privacy Policy.